Investments
Investment planning that gives every dollar a purpose
Investment planning means matching your savings to real goals, a timeline and a level of risk you can live with. I help Ontario families build a plan they understand — and stick with it when markets get noisy.
[CONTENT / CREDENTIAL REQUIRES CLIENT CONFIRMATION] Confirm which investment products Rahul is licensed to offer (e.g. mutual funds, segregated funds, GICs).What's included
What we’ll cover together.
Included
- Setting goals with real dates and amounts attached
- Understanding risk, diversification and costs before you invest
- Regular reviews as your income and priorities change
Worth a conversation if
- You have savings sitting in a chequing account
- You've started investing but aren't sure it adds up to a plan
How it works
Four clear steps.
Step 1: Goals with dates
A home, children's education, retirement — each with an amount and a timeline.
Step 2: Risk you can live with
We talk honestly about ups and downs, so your plan matches your comfort and your timeline.
Step 3: The right accounts
TFSA, RRSP, FHSA, RESP or non-registered — each goal in the account that suits it.
Step 4: Review and adjust
Regular check-ins as your income, family and goals change.
What does investment planning cost?
Investment costs come from product fees, such as a fund's management expense ratio (MER), and from how your advisor is paid. I'll explain both clearly before you invest, so you know exactly what you're paying.
How long does it take?
Setting up a plan usually takes a couple of conversations. Investing is long-term by nature — we review at least once a year and whenever something important changes.
Want a starting number? Try the free tool.
Savings growth illustrationCommon questions
Investment planning, answered.
How much risk should I take with my investments?
It depends on when you need the money and how you'd feel during a downturn. Money needed within a few years usually belongs in lower-risk options, while long-term goals can take more risk for potential growth. A plan balances both.
What fees should I look out for?
Look at the management expense ratio (MER) of any fund, any sales charges, account fees and how your advisor is paid. Small differences in annual fees add up over decades, so it's worth understanding the total cost of your portfolio.
How often should I review my investments?
At least once a year, and whenever your life changes — a new job, a new baby, a home purchase or a change in your goals. Checking too often can tempt you to react to short-term market moves, which rarely helps long-term results.
Related
Let’s talk about your family’s plans.
A relaxed first conversation about where you are and where you'd like to be. Bring your questions — and your family, if you like.
Your message comes straight to me.— Rahul
- savanirahul42@gmail.com
- English · ગુજરાતી · हिन्दी
- Ontario, Canada